Terms of Service

Company: Wealtrax (“Wealtrax,” “we,” “us,” “our”)

Site & Services: The Wealtrax website, apps, and related services that provide access to guided activities, tools, content, and community features to help you use your time productively (the “Services”).

By accessing or using the Services, you agree to these Terms of Service (“Terms”). If you do not agree, do not use the Services.

1) Eligibility & Accounts

• Age & capacity. You must be at least 18 (or the age of majority in your jurisdiction) and able to form a binding contract.
• Account accuracy. Provide complete and accurate information and keep it updated. One account per person.
• Security. You are responsible for all activity under your credentials. Keep your password secure and notify us immediately of any suspected compromise.
• Compliance. You must comply with these Terms and all applicable laws where you live.

2) What Wealtrax Provides

Wealtrax offers a curated library of guided activities, practical resources, and tools for tracking progress, building habits, and staying organized. The Services may include educational or instructional content, checklists, templates, community discussions, and other features intended to support your personal productivity.

We may also highlight opportunities and third‑party resources you can choose to explore at your discretion. We do not control third‑party sites or services, and we do not promise any particular outcomes or results from your use of the Services or third‑party resources.

3) User Responsibilities

• Use the Services only for their intended purpose and in compliance with these Terms and applicable laws.
• Provide accurate information and avoid submitting false or misleading content.
• Respect intellectual property, privacy, and confidentiality obligations.
• Refrain from circumventing technical restrictions or interfering with the operation of the Services.

Prohibited activities include (without limitation): attempting to reverse engineer or probe the Services; using bots, scripts, or automated methods without written permission; creating multiple accounts or sharing an account; and posting or transmitting unlawful, harmful, or infringing content.

4) Community Guidelines

Be constructive and respectful in community spaces. We may remove content or limit access to protect users and uphold these Terms.

5) Intellectual Property

• Our IP. The Services, including content, logos, trademarks, software, and designs, are owned by or licensed to Wealtrax and protected by law. We grant you a personal, non‑exclusive, revocable license to use the Services as permitted by these Terms.
• User content. If you submit content (e.g., comments, feedback, or activity outputs), you grant Wealtrax a worldwide, non‑exclusive, royalty‑free license to use, reproduce, display, and create derivative works from that content to operate and improve the Services. You represent you have the rights needed to grant this license.
• Third‑party content. Some activities may involve third‑party materials; you must respect those providers’ rights and terms.

6) Privacy

Your use of the Services is also governed by our Privacy Policy and Cookie Policy (collectively, the “Policies”). We process personal data as described in the Policies. Where required, we seek consent for cookies and certain processing. We take reasonable technical and organizational measures to secure your data, but no system is perfectly secure.

7) Third‑Party Services

The Services may reference or integrate third‑party websites, tools, or sign‑in providers. We are not responsible for third‑party services, terms, or privacy practices. Your use of them is at your discretion and subject to their terms.

8) Availability, Changes & Beta Features

• Availability. We aim to provide a reliable experience but do not guarantee uninterrupted or error‑free operation.
• Changes. We may modify, suspend, or discontinue any feature, and may update these Terms. When changes are material, we will provide reasonable notice (e.g., by email or in‑product notice). Continued use after the effective date constitutes acceptance.
• Beta. We may label features as beta/preview; they may be less stable and can change or end at any time.

9) Communications & Electronic Notices

By creating an account, you agree we may send you transactional emails and notices related to your account and the Services. With your consent, we may send you marketing communications (you can opt out at any time). We may deliver legal notices electronically.

10) Suspension & Termination

We may suspend or terminate your access if we believe you violated these Terms, engaged in abuse, or created risk to users or the platform. You may stop using the Services at any time. Upon termination, your right to use the Services ends; certain provisions (e.g., IP, disclaimers, limitations of liability, governing law) survive.

11) Disclaimers

The Services are provided “as is” and “as available.” To the maximum extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non‑infringement. We do not warrant that the Services will be uninterrupted or error‑free or that any particular outcomes will result from your use of the Services.

12) Limitation of Liability

To the maximum extent permitted by law, Wealtrax and its affiliates, officers, directors, employees, and agents will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages; or for loss of data or business interruption; arising out of or related to your use of the Services, even if advised of the possibility.

Our aggregate liability for any claims relating to the Services will not exceed USD $100.

Some jurisdictions do not allow certain limitations; in those cases, the above applies to the fullest extent permitted.

13) Indemnification

You will defend, indemnify, and hold harmless Wealtrax and its affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from your use of the Services, your content, or your violation of these Terms or applicable law.

14) Governing Law & Dispute Resolution

These Terms are governed by the laws of [Choose: your place of organization—e.g., Delaware, USA], without regard to conflict‑of‑laws rules, and the courts located in [same jurisdiction] will have exclusive jurisdiction, except where applicable law provides otherwise (e.g., EU consumer rights).

15) DMCA/Copyright Complaints

If you believe content infringes your rights, contact us with: (a) your contact details, (b) a description and location of the material, (c) a statement of good‑faith belief, (d) a statement under penalty of perjury that your notice is accurate and you are authorized to act, and (e) your signature. We may remove content and, where appropriate, terminate repeat infringers.

16) International Use

We do not represent that the Services are appropriate or available in all locations. Accessing the Services where they are illegal is prohibited. You are responsible for compliance with local laws.

17) Force Majeure

We are not liable for delays or failures caused by events beyond our reasonable control, including natural disasters, network failures, strikes, or governmental actions.

18) Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, corporate reorganization, or asset sale.

19) Severability & Waiver

If any provision is found unenforceable, the remaining provisions remain in effect. Our failure to enforce any right is not a waiver of that right.

20) Entire Agreement

These Terms, together with the Policies and any feature‑specific guidelines we publish, are the entire agreement between you and Wealtrax regarding the Services and supersede prior agreements on the same subject.

21) Contact

Questions about these Terms or the Services?
Email: [email protected]